Budget vs actual
Sales and margin achievement against your own budget, year to date and month by month.
Canopy CFO
Your whole business, on one screen.
Budget vs actual, profitability, receivables, expenses, inventory and bank facilities, consolidated across every currency you trade in and kept current without anyone rebuilding a spreadsheet.
This month at a glanceAll currencies, in AED
Sample data- Sales vs budget, YTD104%
- Gross margin vs budget21.4% / 24.0%
- Overdue receivablesAED 2.68m
- Slow-moving stockAED 0.90m
- Facility headroomAED 3.10m
Claire · bank-reconciled dataWhat you get
The full picture
Profitability
Gross and net margin, actual against budget, and what is driving the difference.
Receivables and payables
Ageing by customer and supplier, so you know who owes what, and for how long.
Inventory ageing
Slow-moving stock that is quietly tying up working capital.
Bank facilities
Utilisation and remaining headroom across every facility.
Multi-currency
Every currency you trade in, consolidated into one view.
How it works
From your data to a decision.
- One connection brings in invoices, bills, payments and stock.
- Everything is modelled into one live picture and refreshed automatically.
- Claire highlights what has changed, so you don’t have to go looking.
Also in Canopy CFO
One platform, the whole finance picture.
Claire, your AI CFO
A daily briefing on what needs your attention, and straight answers to questions about your own numbers. Every figure comes from calculation on your data, not AI guesswork.
Learn moreCash you can trust
Your bank statement is the source of truth for cash. It’s reconciled against your books, and any differences are flagged.
Learn more13-week cash forecast
Spots a shortfall weeks before it happens, then prices the fixes: chase overdue customers, re-time supplier payments, or draw on facilities.
Learn moreFraud detection
Cross-checks ERP and bank data to flag duplicate payments and suspicious transactions for review, before the money is gone.
Learn moreEarly warnings
Unusual transactions are caught automatically, alongside the risk and liquidity metrics that tell you when something is drifting.
Learn moreFunding readiness
See your business the way a bank’s head of credit does, with the financial and business metrics lenders look at before they say yes.
Learn more
See your business through a CFO's eyes.
Book a 30-minute demo. We'll walk you through Canopy CFO and talk through what it would show for your business.